Wells Fargo California FHA Flood Insurance Settlement Website
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A class has been certified by the Court in Guerrero v. Wells Fargo Bank, N.A., described in more detail below, consisting of persons who owned property in California with FHA loans serviced by Wells Fargo who were required to pay for force-placed flood insurance during certain time periods described below. The parties have reached a proposed settlement of the case and class members may be entitled to participate in the benefits that have been obtained for the class as a result of the settlement of this lawsuit.

You may be entitled to money from this settlement if you are a Wells Fargo Loan Servicing Customer with a residential mortgage loan secured by an FHA mortgage, who was charged by Wells Fargo Bank, N.A., or an affiliate of Wells Fargo Bank, N.A., for force-placed flood insurance on property in California from July 31, 2008, through August 16, 2013, where such flood insurance was procured with the assistance of QBE Insurance Corporation or American Security Insurance Company, or their affiliates. This class excludes charges collected or extinguished through foreclosure, short-sale agreement, or grant of a deed in lieu of foreclosure or through cancellation or waiver by borrower's agreement with the lender.

If you are a class member you have the following rights & options: (1) You may choose to participate in this Class Action Settlement, in which case you do not need to do anything in response to this notice; (2) you may choose to exclude yourself from this Class Action Settlement; or (3) you may choose to object to this Class Action Settlement.

If you have further questions, you can contact the Settlement Claims Administrator at the address below: 

Wells Fargo Flood Insurance Claims Administrator

c/o Gilardi & Co. LLC

P.O. Box 8060

San Rafael, CA 94912-8060

Although the information in this website is intended to assist potential class members, it does not replace the information contained in the Class Notice or the Settlement Agreement, both of which can be downloaded from this website.

Important Dates:

Case Relevant Event Date
An Objection must be postmarked on or before August 8, 2014
An Exclusion must be postmarked on or before August 8, 2014
The Final Approval Hearing will take place on September 2, 2014